As part of our commitment to provide you safe and secure banking services, we are pleased to introduce the new ADCB Debit Card, enabled with Chip and PIN technology. Your new Chip and PIN enabled ADCB Debit Card will replace your existing ADCB Debit Card.
The main difference between your old Debit Card and the new Chip and PIN Debit Card is that you will now use your PIN to make payments instead of signing a receipt.
Please note that your existing ATM PIN will remain the same and you can continue to use it in ATMs as usual.
The new chip securely stores confidential information making the transaction more secure. Just like a PIN is required for transacting at the ATM, PIN would be required to be keyed in to authorize a purchase / transaction at the sales counter/ Point of Sale.
The ADCB Chip and PIN Debit Card is a Debit/ ATM chip card offering you greater flexibility and payment convenience in your everyday life.
Use your ADCB Debit Card for paying for your groceries, shopping, dining, travel tickets, school fees or any other payments while continuing to take advantage of its numerous features and benefits.
The new ADCB Chip and PIN Debit Card works in the same way as your existing debit card. It is accepted at shops, restaurants and the majority of retail outlets in the U.A.E. and worldwide. While number of merchants will have the capability to insert your chip and PIN debit card into a point-of-sale terminal that reads information from the chip on the front of the card, some Merchant /retail outlets will continue to swipe your ADCB Chip Card at the Point Of Sale using information from the magnetic strip on the card, thereby requiring you to sign to authorize the transaction.
Yes, the PIN is the same for both the purchases at the Point of Sale (POS) as well as at the ATM
Yes, the new selected PIN will be applicable for both the purchases at the Point of Sale (POS) as well as at the ATM
The Chip and PIN facility is to help you safe guard the transaction and provide a more secure transaction facility. Failure to input the correct PIN may render the card not being eligible for further usage. Please remember your PIN.
The ADCB Debit Card with MasterCard® logo also offers you a ‘contactless’ way of making payments using the patented PayPass™, technology from MasterCard® Worldwide. It is a 'contactless' way to pay for purchases generally of transactions upto a value of AED 100* without asking for PIN or signature. For purchases of higher value transactions, the contactless reader will prompt for either the PIN or signature or the card will have to be swiped or inserted at the point of sale terminal and your PIN or signature is still required.
*This amount is subject to change and may differ from country to country and even from POS to POS terminal in the same country / UAE.
Unlike other cards that you need to swipe or dip to complete a transaction, you simply tap your ADCB debit card with MasterCard® logo on the PayPass™ reader at select merchant outlets to complete your transaction.
It is designed to provide a quick and easy payment method, thereby improving your shopping experience. It also provides you with better record keeping of all your purchases than using cash for those small everyday items.
Your ADCB MasterCard® PayPass™Debit Card will work at all merchant establishments that display the MasterCard® PayPass™ logo. You can identify the merchant outlet which displays the symbols below:
Yes. The debit card can also be used to make payments by the conventional method of swiping or dipping at all merchant establishments that accept MasterCard® cards.
Yes, the transactions performed using your ADCB MasterCard® PayPass™ Debit Card will appear on your statement.
Yes, if the Primary Debit card is an ADCB MasterCard® PayPass™ debit card, you can get up to 5 supplementary debits linked to your account.
ADCB MasterCard PayPass Debit Card transactions are designed for purchases up to AED 100* per transaction in UAE. To ensure these types of transactions are simpler and more convenient, participating merchants may waive the signature requirements for authorized small-value transactions while still receiving a guarantee of payment for that purchase. For purchases above AED 100, the card will have to be swiped or inserted into the point of sale terminal and your signature or PIN would still be required.
*The value may differ from country to country and from POS terminal to POS terminal in UAE as well.
Yes, with secure encryption technology, PayPass is as safe as your regular card.
The following are the different Debit Cards linked to the type of account opened:
Two simple steps
In case of account/segment transition, please activate your new debit card within 60 days of receipt to enjoy the full list of benefits attached to your card.
If you do not activate your ADCB Chip and PIN Debit Card, you will not be able to enjoy the convenience of making payments or using it for cash withdrawal at the ATMs.
To activate and set PIN
Please note that you need to send the SMS from your registered mobile number on ADCB’s records.
OR
OR Call
Please note that only you as the primary cardholder can activate and set /change the PIN for the supplementary card.
In case of account/segment transition, please activate your new debit card within 60 days of receipt to enjoy the full list of benefits attached to your card.
If you do not activate your ADCB Chip and PIN Debit Card, you will not be able to enjoy the convenience of making payments or using it for cash withdrawal at the ATMs.
To activate and set PIN
Please note that you need to send the SMS from your registered mobile number on ADCB’s records.
OR
OR Call
No one other than yourself knows your PIN and you should never divulge your PIN to anyone including Bank staff and Merchants.
Yes, you can get up to 5 supplementary cards linked to your card (primary card)
The supplementary cards are linked to your card (primary card)
Yes, the transactions will appear under your Account statement. The Account statement will be sent to the primary account holder at regular intervals.
You can update your contact details through any of the following channels:
To activate phone banking services you must select a TPIN. To select your TPIN
• Call
600 50 2030 if you are an Easy Pay Debit Card or Etihad Guest Above Aspire Card holder
800 8008 if you are a Privilege Club Debit Card or Etihad Guest Above Privilege Club Card holder
800 2004 if you are an Excellency Debit Card or Etihad Guest Above Excellency Card holder
To register for ADCB Personal Internet Banking you must
You can use the ADCB Chip and PIN Debit Card immediately at the ATM on activation of the card and selection of the ATM PIN.
You can use the ADCB Chip and PIN Debit Card immediately at the Merchant / Retail Outlet or Point of Sale on activation of the Chip and PIN Debit Card.
For your own security, you are required to immediately sign on the signature panel on the back of the card, by using a ball point pen upon receipt of your new card, as this signature will be used for transaction verification at the Point Of Sale (Merchant / Retail Outlets).
Using the ADCB Chip and PIN Debit Card for purchases at a retail /merchant outlet or at the Point Of Sale (POS) is very easy and convenient too!
Using the ADCB Chip and PIN Debit Card at a merchant outlet is very easy and convenient too! All you have to do is:
Yes, your ADCB Chip and PIN Debit Card can be used outside the UAE for purchases as well as cash withdrawals.
Yes. The ADCB Chip and PIN Debit Card can be used over the net to make online purchases. Please click here for additional information
Yes, there are transaction limits set on your card for your security. The ATM limit for your ADCB Chip and PIN Debit Card is as follows:
Above limit is subject to available balance in your account and may vary. The amount / limit may differ from country to country and even from ATM to ATM in the same country / UAE.
Yes. The online transaction count and the usage limit varies based on the debit card type and is subject to the available balance in your account. It will be capped at whichever limit has been met.
Per day | Easy Pay / Etihad Guest Above/ Islamic Debit Card | Privilege Club / Etihad Guest Above Privilege Club Debit Card | Excellency Premium / Etihad Guest Above Excellency Debit Card |
---|---|---|---|
Count | 11 | 11 | 11 |
Upto an Amount of (in AED/ or Equivalent of AED) | 50,000 | 50,000 | 100,000 |
There are no charges for using your card at ADCB ATMs. Charges apply for using your card at non-ADCB ATMs and for cash withdrawals outside the UAE.
You should immediately inform our 24 Hour Contact Centre on
600 50 2030 if you are an Easy Pay Debit Card or Etihad Guest Above Aspire Card holder
600 50 8008 if you are a Privilege Club Debit Card or Etihad Guest Above Privilege Club Card holder
600 50 2004 if you are an Excellency Debit Card or Etihad Guest Above Excellency Card holder
A new card will be issued to you and the applicable replacement fee will be charged to your account. The new card will be delivered within 7 days, at the billing address available on ADCB’s records.
Please Note: Once the card has been reported lost or stolen (in case you find it) / damaged it will be blocked and hence the card should not be used.
You can earn TouchPoints by simply making purchases using you Chip and PIN Debit Card.
For details, please click here
Please note that TouchPoints are not rewarded on usage of Etihad Guest Above Debit Cards.
It is simple. All you need to do is start using your Etihad Guest Above Debit Card for all your purchases and you will start gaining miles.
ADCB offers you Etihad Guest Miles for the retail purchases made using the Etihad Guest Above Debit Card. For details, please click here.
Yes, the cards (including supplementary card/s if any) have to be returned to us. Kindly cut the card in two and mail it to
Central Processing Department, P.O. Box 939, Abu Dhabi.